Get up to £3M to invest in the growth of your eCommerce business. Flexible, collateral-free capital to scale your business.
Accelerating the growth of the best eCommerce companies
Smart capital for eCommerce in growth stage
Your offer in 24 hours
You pay back at your own pace
No dilution. No personal guarantees. No audits.
Want to know how we've helped other entrepreneurs scale their businesses?
Check out our success stories
RITMO in the media
Dealing with RITMO has been very professional and friendly all the time. I was pleasantly surprised by the agility in the analysis process to give the green light to the operation, as in less than 10 days everything was closed.
Undoubtedly a non-dilutive financing alternative to taking into account as an entrepreneur.
We have found our perfect growth partner in RITMO.
A strategic ally that understands us and adapts to our needs at all times. RITMO shares our values which gives us a lot of security to achieve our long-term growth objectives with non-dilutive capital.
RITMO capital is ideal for financing our growth needs through upfront amounts for short periods that are repayable at the pace at which we generate sales.
I have worked in banking for several years and I have to say that RITMO's transaction analysis time is like nothing I have ever seen. In three or four days they give you a financing proposal.
RITMO is a very interesting financing proposal for scaling up e-commerce sales.
RITMO offers the speed and agility that traditional banking do not provide, and also, key for an entrepreneur, it is a non-dilutive financing without personal guarantees.
RITMO has allowed us to set clearer growth targets and provided us with insights on how to invest more efficiently in marketing.
The entire process has been incredibly quick and easy. Without a doubt, we have been able to grow much faster with RITMO's help than we would have without their support
Nuestro modelo de negocio es intensivo en capital de trabajo puesto que nosotros manufacturamos nuestros propios productos. RITMO nos ha permitido el acceso a financiamiento flexible y asequible con las condiciones más competitivas del mercado. Además cuentan con una atención al cliente insuperable.
RITMO es un MUST para cualquier eCommerce que desee exponenciar sus ventas.
Why apply for RITMO Growth Capital?
Access to RITMO Growth Capital will allow you to quickly and easily access non-dilutive recurring capital to invest in the growth of your eCommerce without putting your company's cash flow at risk.
RITMO Growth Capital will give you access to up to £3M in less than 24 hours. The funds can be used to support the growth of your eCommerce business by investing in online marketing campaigns, opening new markets, expanding your catalogue...
RITMO's growth capital adapts to the pace and evolution of your company, the repayment is flexible and is made through the payment of a small percentage of your sales, adapting to the evolution of your business. If sales increase, the repayment period will be shortened, and the same in the opposite case.
Our Growth Capital solution offers you recurring and flexible capital to accompany your growth strategy. The more your business grows, the more capital we can offer you. In addition, you will be able to access our Invoice Financing solution at the same time, allowing you to improve your working capital and cash flow cycles.
How does the Growth Capital application process work?
The application process for accessing recurring growth capital at RITMO is very simple and will take no more than 5 minutes.
The steps to receive the growth capital are as follows:
Connection of your marketing accounts, sales, open banking and accounting systems
Analysis of data through our algorithms and scoring
Sending of a personalised offer by the RITMO team
Approval by the client
Funds sent to your bank account
What are the main benefits of Growth Capital?
RITMO financing differs from traditional banking and other financial instruments in three main ways:
Fast: you will receive a response in less than 24 hours after connecting your marketing and sales accounts to our forecasting engine.
Flexible: repayment is based on the evolution of your sales. If your sales drop, the payback period is extended.
Easy: you only need to connect your online marketing and sales accounts. You don't need collateral or personal guarantees to access the funds.
RITMO differs from Venture Capital and private investors by offering non-dilutive financing, i.e. eCommerce entrepreneurs will not have to give up part of their business in exchange for equity. With RITMO you keep 100% of your company.
How long does the process of obtaining funds take?
Once you have connected all your marketing and sales accounts, our sales team will contact you and you will receive a pre-approval offer of funds within 24 hours.